BudgetPal AI – finally feel in control of your money.
See your money more clearly with smart insights and gentle reminders — no spreadsheets, no stress.
- Automatically import your spending securely — no manual entry
- Smart alerts for low balance, overspending, and overdue bills
- AI assistant that explains your money in plain English
No credit card required
Overdue Bills & Late Fees
See what's overdue so you can avoid late fees and interest.
You have 3 overdue bills. Paying them now could avoid about $35 in late fees.
BudgetPal AI
Monthly Spending by Category
Upcoming Bills
You spent $350 less on dining out this month 🎉
BudgetPal AI
Next 30 Days Cash Flow
See if you're on track or at risk before the month ends.
If you cut dining out by $120 and shopping by $80, you'll end the month with a $20 cushion instead of going negative.
BudgetPal AI
How BudgetPal AI works
Connect your bank and cards
Securely link your accounts in under 2 minutes. We use bank-level encryption and read-only access, so your money stays safe.
Let BudgetPal AI analyze your spending
Our AI automatically categorizes transactions, identifies patterns, and learns your financial habits to provide personalized insights.
Get a simple plan and smart alerts
Receive actionable budgeting recommendations and real-time alerts for low balances, overspending, and upcoming bills.
What Happens Behind the Scenes
BudgetPal AI securely processes your financial data and turns it into clear, personalized insights.
All your banks & accounts
BudgetPal AI turns thousands of raw transactions into a few clear insights.
Smart Alerts
Clear Overview
Spending by category at a glance
Weekly Insights
You spent $350 less on dining this month 🎉
Your biggest category: Groceries
Everything you need to master your money
Powerful features designed to give you complete control and clarity over your finances.
AI Budget Assistant
Get personalized budgeting advice and answers to your money questions in plain English. Ask anything about your finances.
Smart Alerts
Never miss a bill or overspend again. Get notified about low balances, overspending, and overdue bills in real-time.
Smart Categorization & Rules
Automatically categorize transactions and create custom rules. Set up automations to save time and stay organized.
Subscriptions & Recurring Bills
Track all your subscriptions and recurring bills in one place. Get alerts before charges and identify unused services.
Split Transactions
Easily split expenses with roommates, partners, or friends. Keep shared finances organized and fair.
Weekly Insights Email
Receive a weekly summary of your spending, savings progress, and personalized tips delivered to your inbox.
Shared Household Access
Invite family members or partners to view and manage budgets together. Perfect for couples and families.
Simple pricing that grows with you
Start free, then upgrade when you're ready.
Starter
Perfect for getting started
Pro
For serious budgeters
Founder Pass
Limited: First 500 users
Upgrade to Pro or Founder any time.
Loved by thousands of users
See what people are saying about BudgetPal AI
"BudgetPal AI finally made budgeting click for me. The AI assistant explains everything in plain English, and I've saved over $500 in the first month just by understanding where my money was going."
"The smart alerts are a game-changer. I never miss a bill anymore, and the overspending alerts have helped me stay within my budget. Best $7 I spend each month."
"As someone who's always struggled with money, BudgetPal AI made me feel in control for the first time. The weekly insights email keeps me motivated, and I love how easy it is to use."
From the BudgetPal Blog
Practical tips and insights to help you master your money
Student Loans and the College Choice: Community College vs. University
December 19, 2025
10 Common Money Mistakes — And How to Avoid Them With BudgetPal
December 10, 2025
Frequently Asked Questions
Everything you need to know about BudgetPal AI